The Housing Resource Center of Monterey County (HRC) provides a continuum of housing resources from homeless prevention to home ownership to enable households to access affordable housing opportunities.  HRC has been the primary local provider of homeless prevention and rapid re-housing services for thirty years, and has attained or maintained permanent housing for over 32,000 individuals.

HRC was re-named in 2009 when a merger was completed between the Housing Advocacy Council, which was founded in 1984 to provide homeless prevention, emergency rental assistance, tenant and landlord counseling, security deposit guarantees, and financial literacy education for very-low income households; and the Monterey County Housing Alliance, which was founded in 2002 to meet the need for housing counseling and education among low- and moderate-income households.  The merger created a stronger, unified, HUD-approved organization which provides the entire continuum of housing resources and financial literacy education. HRC services address the basic need for individuals and families to have safe, stable and adequate shelter. HRC is the only non-profit agency providing the majority of these services for the Monterey/San Benito County Continuum of Care.

From 2009-2012, HRC was the grantee or lead agency for the Salinas and Monterey County Homeless Prevention and Rapid Re-Housing (HPRP) grants of approximately two million dollars. Administering a network of local partner agencies, the HRC HPRP programs assisted over 4,000 individuals, including more than 80 Veteran households, attain or maintain permanent affordable housing.  Some of the Veteran families were helped with a combination of HPRP security deposits and Veteran Affairs Supportive Housing (VASH) vouchers; some were helped with the aid of the independently funded HRC Security Deposit Guarantee Program; and some were assisted with other HRC funding such as the Emergency Shelter/Solutions Grant, the Emergency Food and Shelter Grant, Community Block Development Grants, and private funding from local foundations and faith-based organizations.

HRC home ownership programs, including foreclosure prevention, and low-income down-payment assistance and purchase programs.

Financial Literacy Education is in integral part of all HRC programs. These vital skills teach self-sufficiency, and include how to make and keep a budget, how to set aside savings and plan for emergencies, and how credit works and how to use it. The high rate of successful, long term financial sustainability of our clients shows that this component of HRC programs is a critical step in moving people out of poverty and toward financial stability.