Rental Assistance Programs
HRC provides emergency rental assistance to our clients in two categories:
Rapid Re-housing—we move quickly to obtain permanent housing for an individual or a family that is already homeless. These clients are our highest priority.
Homeless Prevention—some clients have housing, but are in danger of imminent eviction due to a one-time or short-term need. This may arise from job loss, injury or other unforeseen incident keeping the family from meeting its obligations.
In both situations, HRC case managers work closely with clients to assess their level of need; and at the same time, work directly with landlords to provide a solution that will provide new or retain existing housing in a timely manner. In some cases, assistance with utilities may be available as well. Our case managers also assess clients and refer them to other agencies for services and additional aid they may be eligible for, such as food, employment, and child care.
Financial literacy education—learning to make, budget, and save money, as well as manage credit and debt—is a key component of all HRC programs (learn more in the “Financial Literacy” section below).
Financial education is an integral component of all HRC programs. Our goal is to teach clients the tools that enable them to make smarter money-based decisions for themselves and their families, set and reach their financial goals and attain fiscal independence and sustainability.
We do this through one-on-one counseling with our Case Managers planning for future expenses and teaching how to set money aside for savings. For many clients, this is their first experience with money-management techniques.
Financial literacy education is available in both English and Spanish, as are all HRC programs.
Home Ownership Programs
Many lenders require potential home buyers to complete a Homebuyer Certification Course. HRC is the only agency in the County approved to provide the multi-hour course that includes:1. How to choose a realtor 2. Understanding each step—and the accompanying forms and documents—in the loan and purchase process. 3. How to set aside funds for home maintenance, taxes, insurance and emergency purpose. 4. and more
This online course is offered in English and Spanish, in conjunction with our in-house HUD-certified Housing Counselors. At completion, each client household receives an FTHB Certificate of Completion to present to their lender. This Certificate may qualify them for preferred lending programs, down payment assistance, and reduced interest rates.
|Home Buyer Education||$99.00 Per Registration|
|Home Buyer Certificate||$15.00 Per Certificate|
|Total:||$114.00 For Education & Certificate|